What does it mean to build Legacy Wealth in real estate investing? Many of us are doing deals, making our offers, rehabbing and flipping our properties, and trying to make a profit. But when we look beyond our day-to-day workflow, what do we see ahead of us? Are we actually building Legacy Wealth that will allow us to retire with passive cashflow and support our families when we’re gone?
We’re going to discuss that topic today with Joe Bell. He’s an expert at helping Real Estate Professionals build legacy retirement and wealth, and he’s the author of “Asset Acquisitions & Abundance: A Guide To Building True Wealth & Legacy Through Real Estate”
Joe has been named in the “Top 40 Under 40” in Alaska, and has been featured in places such as ABC, NBC, Digital Journal, Investor Place, and more.
Today, Joe is going to describe the challenges he faces investing in properties near Anchorage, Alaska, how he’s using the BRRRR method to build cashflow, and the benchmarks he’s set for himself to build Legacy wealth.
There’s a lot of great information packed into this episode. You can contact Joe through his website: http://www.legacybeyondlistings.com
Real Estate Investing can present many challenges that both new and seasoned investors find difficult to overcome. If you’re investing out-of-state, it might be difficult to get a broker price opinion, title search, or secure a property that has gone vacant.
In my own business, we quite often need someone to mow the lawn on an REO, or help us create a Dodd Frank compliant mortgage. More often than not, we find ourselves needing to ‘cure’ a title defect on a non-performing note.
These are all complicated tasks that are either time-consuming or outside our area of expertise. That’s why it’s so important to have a ‘guy’ who can handle it.
Dickie Baldwin is that guy, and through his company, Baldwin Advisory Group, he helps investors all over the country with many types of legal, property, title, and financing challenges. Dickie has over 35 years of Real Estate experience as a Realtor, Loan Originator and Mortgage Professional. He’s solved many problems for investors, and he’s here to share some of those stories with us.
Dickie will be discussing the importance of due diligence, why you need a reputable broker to create your BPO (Broker Price Opinion), why a Title Search is always a good idea, and many of the other considerations investors must make while investing across state borders.
When it comes to successful real estate investing, having access to reliable and accurate data can have a huge impact on your profit potential. Technology has brought us to a point where there’s an abundance of data available, you just have to know where to find it and how to use it properly. Today’s guest is levelling the playing field by helping small businesses and investors get access to the same data and public records that are coveted by larger firms.
Sean O’Toole flipped over 150 properties in Silicon Valley before he strategically exited the market in 2006 to focus on real estate technology. He founded ForeclosureRadar in 2007, and in 2013 he pivoted away from foreclosures to general real estate with the launch of PropertyRadar.
Today, Sean is going to help us understand how data should drive our decisions, what we should look for when applying data to our due diligence, and why having access to the right data can create a consistent pipeline of opportunities and be a game changer. We’re also going to discuss ‘Information Arbitrage’ and how understanding that concept has helped Sean profit from deals other investors have avoided.
Sean is sharing a glimpse into a world that most investors spend little time understanding or researching. But those who do take the time can develop x-ray vision into opportunities that might scare away other investors.
Sean is sharing a glimpse into a world that most investors spend little time understanding or researching. But those who do take the time can develop x-ray vision into opportunities that might scare away other investors. You’ll definitely benefit from Sean’s examples and stories. You can find out more about Sean by going to www.propertyradar.com
My guest today could be called ‘prolific’ in many different ways. First of all, he’s an accomplished Film Composer in Los Angeles who has created music for many popular movies and tv shows. He’s also prolific in his Real Estate Investing in that he’s created 72 Streams of Income and enjoys his share of the cash-flow from over 25,000 rental units consisting of Single Family Rentals, Apartments, Self Storage, Mobile Home Parks, Retail Shopping Centers, and Notes.
Bryan Miller is an Investor, Developer, and Film Composer. In his 16 years of Real Estate Investing Experience he’s Flipped over 20 homes in multiple markets, raised over $7 Million in private money, and he’s currently building 46 Single Family Homes and 58 Rental Units in Los Angeles.
Today, Bryan is going to share how he built those 72 streams of income, starting with the single family rental he purchased in Los Angeles and the 19 Phoenix AZ Condos he bought during the great recession at huge discounts. We’ll also learn about the passive investing he’s done in other people’s syndications, as well as the development projects he’s raising capital for in the LA area.
I know you’re going to enjoy this conversation with Bryan. You can contact him through his website: https://capitalstackinvestments.com
Many businesses are struggling to stay afloat during this Covid-19 pandemic, and Commercial real estate is no exception. So how can real estate investors and professionals stay ahead of the curve, and what type of calculated risks could actually be beneficial for commercial real estate?
Today, we’re going to talk with an attorney who’s 30 years of experience has given him insight into how to navigate this crisis in order to survive the rapidly changing commercial office and retail real estate market.
Johnny Merritt is a Texas-based attorney experienced in complex corporate and real estate matters. He represents billion-dollar corporations and multi-million-dollar real estate developers. And today he’s going to help us understand the extent of the damage to commercial real estate as the opportunities in this arena. We’re also going to discuss how landlords can work with their tenants to either forgive or defer payments, why you should always look for the ‘right of first refusal’ clause in a contract, and how fractional general counsel arrangements can save you money and avoid legal problems.
I know you’ll enjoy today’s episode, especially the free legal insight and experience! Johnny can be contacted through his website @ https://johnnymerritt.com
During the Great Recession there was a lot of opportunity for those who knew how to invest in short sales and foreclosure properties. As the economy improved over the past 10 years, these strategies were needed less and less for various reasons.
But now with Coronavirus’ impact on our economy, is this cycle starting up again? My guest today not only has an answer to that question, she is actively investing in, and teaching others to invest in, pre-foreclosure and short sales.
Dwan Bent-Twyford has been on numerous TV shows, she’s written four best-sellers, runs her own blog and YouTube channel, and her mission is to teach people how to build a business that they can pass down to their grandchildren, just like she’s doing.
Today, Dwan is going to do a deep dive into short sales and the foreclosure process. She will share who she contacts at the bank and the conversation she has with them, her persuasion techniques to get the price she wants, and how she finds her distressed homeowners through strategic marketing. Dwan will also discuss her outlook on the opportunities to expect due to the coronavirus’ effect on borrower’s ability to pay their mortgages.
This is a great episode for anyone who is looking for ways to find properties off-market by dealing directly with the seller and lender. You can contact Dwan through her website and continue the experience through her podcast:
The Most Dwanderful Real Estate Podcast Ever!
What does it take to find off-market deals and convert the owners of these properties into sellers? My guest today is going to help answer that question. Sterling White is a multifamily investor who specializes in value-add apartments in Indianapolis and other midwestern markets. In just under 10 years he’s created a $19 Million portfolio through his company Sonder Investment Group.
Sterling is a seasoned Real Estate Investor, Philanthropist, Speaker, Podcast Host & Mentor. He’s also the author of the book “From Zero to 400 Units” and hosts “The Real Estate Experience Podcast”.
Today Sterling is going to explain what it means to overcome limiting beliefs and the three major steps he took in his life to overcome those beliefs, how he approaches owners directly and converts them into sellers, and the art of the follow-up and how it’s helped him get to that all important ‘yes’. Sterling is also going to share the decision that cost him $1Million, and how you can avoid making that same mistake.
I know you’re going to enjoy this episode with Sterling. You can find out more about him in the following ways:
Sterling was also previously a guest on episode #163
Housing values have been rising steadily since the Great Recession, and many people, like myself, have been watching from the sidelines while investors and homeowners pay prices we wouldn’t have dreamed of ten years ago. Many investors think the housing market shows troubling similarities to 2008, but my guest today disagrees and believes the housing boom is just getting started and today he’s going to explain ‘why’.
Bob Fraser is the Founder & Principal of Aspen Funds and has purchased more than 1,000 mortgage notes earning double-digit annual returns. Today he’s not only going to discuss his optimistic outlook on the housing market, he’s also going to share how you can take advantage of one of the most effective and overlooked avenues of real estate investing.
If you’re able to watch this episode on youtube you’ll also enjoy the charts and data that Bob has brought which show the economic trends of the housing market. Bob makes a great case for why the housing market still has plenty of room to continue it’s rise.
Bob and I also discuss what it means to be a “Lienlord”, First and Second Mortgage Notes, and why investing in Second Liens isn’t as risky as you might think.
Bob shares a ton of great information and value in today’s episode. You can find out more about him and Aspen Funds by going to https://aspenfunds.us
Anyone who has spent time researching notes and seller financing is going to be familiar with today’s guest. Over the past 40 years he has purchased more than 40,000 notes and his NoteSchool executive team has bought 3.5 billion dollars in notes. He’s an esteemed teacher of all aspects of real estate notes, won many industry awards and is an inaugural inductee into the Small Balance Real Estate Hall of Fame.
Of course, I’m talking about Eddie Speed, and I’m excited to finally have the chance to talk with him. At his core, Eddie is a problem solver who is skilled at finding opportunity in the challenges most investors aren’t able to solve. In finding those creative solutions, Eddie is able to achieve exponential profits. Over the past decade he has helped countless investors expand their portfolios by the millions using his out-of-the-box techniques --- and today he’s going to share a new strategy that he’s teaching & using himself to make huge profits.
Eddie’s going to discuss the creative ways he’s discovered to negotiate and buy on terms. You’ll be learning insight into seller psychology and why they’re so hung up on ‘getting their price’ or a certain interest rate, and how you can use those needs to your advantage. We’ll also discuss the mistakes sellers make when creating a note, and how and why they might eventually sell that note back to the original buyer.
Eddie’s examples and experience will definitely expand your mind as to what is possible when making an offer. You definitely don’t want to miss this episode.
You can download Eddie’s new book and find out more about his business by going to https://new.noteschool.com/moneyball-getstarted/
My guest today played goalkeeper for a Big 12 Championship-winning women’s soccer team, spent years touring the world as the lead guitar player in a punk rock band, and became a millionaire by the age of 31 by strategically investing in short term and vacation rental properties.
Avery Carl owns a portfolio of 30 properties and is the CEO and founder of the Short Term Shop, a real estate team that helps investors acquire short term rental properties in the most recession resistant markets, and trains them on the methods that led her out of the corporate rat race and into financial freedom.
Today, Avery is going to help us understand the right markets to invest in, the difference between buying an Airbnb and vacation rental investing, how you can self-manage a short-term rental remotely from anywhere, and how to analyze a potential vacation rental for optimal ROI and cash-on-cash return. Avery will also share the type of loan she uses to finance her vacation home acquisitions.
There is a huge amount of valuable information packed into this conversation. You can contact Avery through her website or email:
Today we’re going to talk about the dirty and gritty side of investing in real estate and the unglamorous aspects that most rental owners have to deal with, such as septic clean ups, eviction clean-outs, pre-1920’s construction and investing in C & D, and even F properties. These are the parts of our business that people rarely think about that can actually be quite profitable.
And here to share his experience in this area is Mike Bonadies, a landlord and co-owner of a New Jersey-based property management company called TerraVestra, as well as a maintenance, preservation, and construction company called Side By Side MRO.
Mike owns 25 units of small multi-family and mixed-use, and he manages 225 units. His maintenance and preservation company has worked on over 600 units and foreclosures, and they specialize in pre-1940 Multi-family construction.
Today Mike is going to share his knowledge on the different types of electrical wiring and plumbing materials to look for during an inspection, septic and fuel infrastructure issues that can create expensive toxic waste clean-up problems, as well as his experiences getting rid of tenants who were selling drugs or prostitution at his properties.
I know you’re going to get a lot of great information that will help you make better decisions when investing in rental property. You can contact Mike by going to:
One of the reasons people are reluctant to start investing in real estate is that they don’t want to deal with tenants, toilets & trash. And anyone who manages residential real estate will tell you that it can be very stressful and time consuming.
My guest today is going to help us tackle those reservations head on. He believes that property managers can take their real estate investments to the next level through simple tweaks to their mindset and tactics, especially when it comes to working with tenants.
Gary Spencer-Smith has over 20 years of experience in real estate and is an active investor with more than $10 Million in single family homes, commercial real estate and resort properties. He also just completed his new book called “The Property Manager Mindset: Reduce Stress, Save Time, Earn More Money” and he’s the co-owner of RevNYou, a growing real estate education platform.
Today Gary is going to share Property Manager Mindset Shifts that will help you become immune to emotional manipulation, think like a tenant to reduce stress, and solve the 3 most common tenant problems managers encounter. We’ll also discuss the ad copy that attracts your ideal renters, Gary’s 4-level system for ranking tenants and property to ensure rents get paid, worst-cast analysis to prepare you for anything, and Gary’s systems and checklists that build confidence for tenant walk throughs, move outs, and repair requests.
I know you’re going to get a lot of great advice and ideas from this episode. You can learn more about Gary by going to https://www.revnyou.com
by email: email@example.com
Youtube: Rev N You with Real Estate
Spend the Night with me in a Haunted House!
Welcome to Part 2 of our Halloween Series on Haunted Houses, Apparitions, Paranormal Experiences, and the Roommates who don’t pay rent & can’t be evicted.
In part one (episode #251) you were introduced to a retired reverend who has been experiencing paranormal activity and communicating with the dead since his near-death experience at the age of 5. You also met several of his paranormal research assistants and heard their stories as well.
Today, we’re going to take you on a ghost hunting adventure to a haunted house in the historic district of Bay City Michigan. You'll find out the strange reasons we were brought there in the first place, how the homeowner was almost pushed off a ladder by a ghost, and what happened that night after 2 A.M. that is so strange, and so hard to explain, that I can't wait to share it with you.
If you're experiencing paranormal activity in your home, rental property, or place of business, you can contact Reverend Hunter through his publisher at https://thunderbaypressmichigan.com
Welcome to our Special Halloween Edition with all new stories about Haunted Houses, Apparitions, Paranormal Experiences, and the Roommates Who Don't Pay Rent, and Can't Be Evicted. We did something similar 3 years ago on EP#94 and it was one of my favorite all-time episodes. Today we go even deeper into paranormal phenomenon and I know you're going to love this incredibly thrilling episode!
I recorded so many great stories that I had to break them up into two episodes: In Part One you'll meet a group of Paranormal Researchers and the Retired Reverend who has brought them together. In Part 2 you'll get to accompany me to a Real-Life Haunted House in Bay City Michigan.
I want to warn you that some of these stories will frighten you, and some may even terrify you. If you're easily scared or prone to nightmares, then this is not the episode for you. Aside from the sound effects I've added in, everything you're about to hear is the actual professed experiences of the people involved. These are real people, with real stories of paranormal events that can't be explained, and are even harder to understand.
If you own a home, rental property, or business that is haunted or experiencing paranormal activity, then Reverend Hunter would like to hear from you. You can contact him through his publisher at Thunder Bay Press:
When you live in a high cost area such as the San Francisco Bay community, you have to apply some serious out-of-the-box thinking to achieve profit in real estate investing. Over the last six years, today’s guest has taken over 50 multifamily units from negative to high cash flow positions using the traditional BRRRR model as well as fix & flips. She's also figured out a way to double her money in multifamily investing in under two years.
Sri Latha has been investing in multifamily since 2014 and she brings her experience as a data scientist and researcher to the finding, analyzing and acquisition of commercial multifamily. Sri and her husband are also under contract for several hotel-to-multifamily conversions.
Today Sri is going to share how she’s able to double her investment within one to two years as well as her strategy for buying in high-cost, rent-controlled areas of California. We’ll also be doing a deep dive into Sri’s three favorite techniques, which are Cash For Keys, ADU’s (Accessory Dwelling Units), and Layout Changes. We’ll also discuss her hotel rehab and conversion strategy that she’s about to employ, and learn how and why rezoning is one of the most profitable things you can do in real estate investing.
I know you’re going to enjoy this conversation with Sri, and it’s very likely she will change the way you think about profiting from Real Estate. You can get in touch with her through www.thesrilathagroup.com and Instagram or firstname.lastname@example.org
Today we’re going to talk to someone who has achieved huge success investing in commercial multifamily and apartments. Recently he’s grown his company’s portfolio from 2,500 units owned & operated to over 6,200 units. He’s raised money from both institutional and individual investors through syndications and closed-end asset funds.
John Azar is an Executive Vice President and Managing Member of MACC Venture Partners where he directs acquisitions, strategic development, capital management and growth. In his past roles, John has been a commercial banker in various financial institutions and understands inside & out debt and equity financing as well as deal structure and how to grow successful companies.
Today John is going to explain how he structures his deals, sources his financing, and the types of investors he works with and the returns they expect. John will also share how his experience as an immigrant to the U.S. has shaped his perspective on success.
You may remember a podcast conversation I had with UK investor Susannah Cole several months ago where she shared the HMO concept – Homes of Multiple Occupancy. This is somewhat unique in the United States, but very prevalent in the UK, and it basically is a co-living situation where professionals rent out rooms in a shared house. I wasn’t really aware of this concept in the U.S. outside student housing, group homes and boarding houses, but apparently my guest today has been quite successful at it.
Shortly after Susannah’s episode aired I was contacted by Ron Thomas, an investor out of Albuquerque, New Mexico who has not only developed this model for his real estate business, but claims it works better than any other real estate strategy he’s tried.
Ron has been developing and perfecting his sytems for Shared Residence since 2009, and teaches his model to other local real estate investors. Today he’s going to explain how it works and how he’s averaging $1,000 net per property. We’ll also discuss the type of home that works best for this strategy, how Ron markets to his residents, and some creative financing strategies that can keep the acquisition cost reasonable.
Ron has a lot of great wisdom to share in this episode that every level of investor will benefit from. You can find out more about Ron and his training by going to https://courses.shared-residence.com
Investing in Performing or Non-Performing Notes can yield incredibly lucrative results for those who know what they're doing. But if you are a beginner there will be many pitfalls and challenges you'll need to overcome in order to be successful. Back in February 2020 at the RPOA Annual Conference we held an expert panel roundtable to discuss best practices and the situations note investors should avoid. You'll enjoy hearing our expert's many stories and examples, as well as their greatest hits & losses.
Donna Bauer is a trainer and coach who has done every type of real estate transaction: buying, selling, leasing – everything having to do with real property. She’s also done every type of note deal whether it be performing, non-performing, seller-financed or anything in-between, and she will tell you that hands-down she prefers paper over property any day of the week.
Gene Chandler has 46 years of real estate investing experience and is the asset manager for Chandler & Chandler Financial, which specializes in buying one-off and large & small pools of distressed assets directly from banks, hedge funds, and private equity groups.
Kyle Zimpleman is also a note investor with a mission of helping distressed home-owners stay in their homes. Kyle is the President & CEO of Expand Capital Group and purchases distressed mortgages throughout the U.S. He’s also started a fund to help passive investors invest in this space. Kyle was a guest on episode #151.
I’ve been an admirer of today’s guest ever since I came across his Cash Flow Diary podcast many years ago. J Massey has raised capital for, and invested in, single-family homes, notes, cell phone towers, commercial real estate and apartments. And today he’s going to tell us about the new path his investing business has taken and why he sees a world of opportunity is short-term rentals.
J has built his very own 34-unit, 46-bedroom, short-term rental business from scratch and has shifted his Cashflow Diary brand to focus exclusively on building and training short-term rental entrepreneurs.
J is also going to share how you can build a successful business with your spouse, his special sales tips for new business owners and entrepreneurs, and how he’s dealing with the unique challenges of operating a business during the Covid-19 pandemic.
Whether you’re a Short-Term Rental Investor or not, you’ll get a lot of great tips & advice in today’s conversation. You can contact J Massey through his website & podcast https://cashflowdiary.com
One of the things I’m trying to accomplish during this Coronavirus Pandemic is systematizing and streamlining my business in order to become a leaner and more efficient real estate investor in this new and uncertain economy.
One of the ways I’d like to do that, but I don’t really understand it or know how to execute on it, is through the use of Virtual Assistants. How do I find the right fit and in what ways can they make my business even more successful?
That’s why I’m looking forward to our conversation with Amy Ransdell today. Amy is the CMO for virtual assistant provider REVA Global and lead generation company Deal-Dialers. She also runs an investment team and brokerage sales team in Marietta Georgia and has been buying, renovating, and wholesaling homes for over 18 years.
Amy’s deepest passion is to empower people to grow their investment skills and entrepreneurial fortitude, and today she’s going to help us do that by sharing how we can best utilize virtual assistants.
Amy is going to explain the mindset that VA’s are an investment and not an expense, the DISC personality profiling she puts her VA’s through, and the process investor’s need to follow to determine if hiring a VA is right for them.
I know you’re going to enjoy this conversation with Amy. If you’ve never considered hiring a VA you’ll definitely be considering it after listening to this episode.
What does it take to raise OPM “Other People’s Money” in order to acquire larger real estate deals than you’d ordinarily be able to do by yourself? Should you be thinking about raising OPM in order to take your investing business to the Next Level?
According to my guest today, it takes a certain type of person to thrive in syndicating and 40% of the people he’s seen do their first syndication deal never do it again.
That’s why he wrote a book about Syndication and its pitfalls called “Syndicating is a BI#@H: And Other Truths You Haven’t Been Told”. And today Bruce Petersen is here to discuss these truths and help you figure out if syndication is a road you want to travel.
Bruce built his Apt-Guy empire and wealth by syndicating over 1,100 units in real estate, and today he’s going to share his secrets to success. We’ll be discussing the importance of having a mentor or coach, how he raised money for his first syndication without having a track record, and the many challenges and surprises he encountered while syndicating.
Bruce also has some great stories about the dead guy in the pool, failing bathtubs, the uncomfortable conversations he’s had to have with investors, and the $5 Million dollar wire that disappeared and what really happened to it.
I know you’re going to get a lot of great syndication knowledge from today’s conversation. You can contact Bruce by going to www.apt-guy.com or on Instagram at apt.guy.com or facebook at “the apt guy”.
Up until early March we were in a booming real estate market with high valuations and a bright economic future. Now, seemingly overnight, we find ourselves in a new kind of recession and it’s hard to see just how it will end and whether real estate will hold its value.
One thing I can tell you from my experience going through the last great recession is that there will be incredible opportunities for those who have the capital to go after them. And that’s what we will be talking about today – How do we find, educate, and prepare investors for the real estate opportunities that will be available in the next 3 to 12 months?
My guest today, Dr. Adam Gower, is considered to be one of the country’s foremost real estate crowdfunding experts who founded his company GowerCrowd to assist sponsors and developers raise unlimited equity capital online. Adam is a published best-selling author and has decades of experience in real estate investment and finance.
Adam is going to share his tips on content creation and how it can be used to educate and inform High Net-Worth Investors while building your own credibility. He’ll also share how he’s prospered during past downturns, and how you too can begin putting systems in place that will ensure you survive and thrive during this Coronavirus inspired downturn we’re all experiencing.
To find out more about Adam go to www.gowercrowd.com and download his free white paper on how to communicate with investors.
My guests today know what it's like to go through a major economic downturn and reposition their business in order to survive and thrive.
Jason Roberts and Rachel Schneider owned their own mortgage company when the Great recession hit back in 2008. Once the market crashed they pivoted to real estate investing and have since closed over 300 transactions. Many of them were pre-foreclosures, short sales, wholesales, probates, you name it, they’ve done it.
Now that coronavirus has brought our economy into another recession, it will be helpful to get Jason and Rachel’s perspective on how they plan to survive and thrive once again. Jason and Rachel run a top coaching program where they share their knowledge and experience with other investors, and they also own a profitable hard money lending company with over 2 million dollars in loans out at any given time. They’re also co-owners of their local REIA and continue to flip houses.
Today they’re going to discuss the marketing systems they’ve put in place and how those systems will work in today’s market. We’ll also discuss how Jason and Rachel are preparing themselves for the opportunities they’re expecting, and why they believe their hard-money lending business will continue to be successful.
I know you’re going to enjoy this conversation with Jason & Rachel. You can learn more about them by going to https://www.reiblueprint.com or through the REI Blueprint facebook page.
As real estate prices increase, and the supply of new construction fails to keep pace with demand, the need for middle income housing is a steadily rising challenge that many communities are experiencing. Today we’re going to discuss Workforce Housing. What is it, who benefits from it, and how is it being developed?
And here to have this conversation is Scott Choppin, a seasoned real estate developer with hundreds of millions of dollars of experience and specialization in workforce housing. He’s also the founder of Urban Pacific, which specializes in the development of a unique type of Urban TownHome.
Scott is going to share the development model that he’s employing in middle-income neighborhoods that cater to co-living and inter-family residents. We’ll discuss the cost saving techniques he’s employing to develop and build these properties without any type of government subsidies. We’ll also discuss the defensive nature of this type of housing against economic downturns and the financial fallout from the coronavirus pandemic.
There is a very real problem in which wages in our country aren’t keeping pace with the cost of housing. Creative solutions like the type Scott shares in this episode are necessary if we’re going to overcome these challenges. You can contact Scott through his website at www.urbanpacific.com or learn more through Urban Pacific’s youtube channel.